Which Shopify plan is cheapest for you?
Subscription and card rates from www.shopify.com (fetched 2026-10-13, US pricing). Higher plans cost more per month but charge lower card rates — this finds the crossover.
Result
The URL updates as you type, so you can bookmark or share a scenario.
Plans used
| Plan | Yearly billing | Monthly billing | Online card rate | 3rd-party fee |
|---|---|---|---|---|
| Basic | $29/mo | $39/mo | 2.9% + $0.30 | 2.0% |
| Grow | $79/mo | $105/mo | 2.7% + $0.30 | 1.0% |
| Advanced | $299/mo | $399/mo | 2.5% + $0.30 | 0.6% |
Shopify Plus is quote-based and not included.
Sources
| Source | URL | Fetched | Notes |
|---|---|---|---|
| shopify | https://www.shopify.com/pricing | 2026-10-13 | US pricing; yearly-billing monthly price shown, monthly billing is higher. Online standard card rates with Shopify Payments. |
Fees and rules change. Confirm against the official page and your own account before pricing decisions.
FAQ
When should I upgrade from Basic to Grow?
When the card-fee savings (0.2 percentage points on Shopify Payments, or 1 point on third-party fees) exceed the higher subscription. Enter your sales above to see the exact crossover.
Does Shopify charge a transaction fee?
Not with Shopify Payments. With a third-party gateway it adds a percentage that depends on your plan, on top of the gateway’s own fee.